Our Business 

Life can be full of unpleasant surprises:  you might suffer a car accident on the way to work or damage caused by sudden flooding at home.  In situations such as these, it's important to be able  to rely on a professional insurance company and to know that you are protected and in good hands.

As an independent insurance broker, K D MEADOWS & ASSOCIATES will help you select customised solutions for personal, property and business insurance.  

Insurance exists to protect you as an individual, and whereas some types of insurance are indispensable, others can become financial traps. It's important to weigh up carefully on a case-to-case basis exactly which services meet the individual's real need for protection. We analyse each of your individual insurance requirements and develop a more appropriate and effective solution, thus enabling you to face the future with the confidence of a loss not turning into a financial disaster.

We work according to strict principles of transparency and trust. We know that our most important resource is you, the client and we aim to treat you accordingly.

Established since 1989 we are likely to be the oldest surviving independent insurance broker on the island.

Our Principles

As a professional and highly experienced insurance adviser, our primary considerations are to find our customers value for money and peace of mind. We help our customers select the best insurance cover for their various situations, and we're totally independent when it comes to issuing recommendations: i.e. we're not affiliated to any insurance provider. We've summarised the principles behind our work in five overarching themes:

• Competence
  We work to the highest standards in all insurance-related services, guaranteed by the strength of our acquired experience and by our commitment to continual specialist training for all our staff.
• Customer proximity
  Taking out insurance is a very personal matter. We envisage our role as that of a sound and reliable partner for the customer.
• Individual solutions
  Our experience has shown that there's rarely a one-size-fits-all solution for insurance policies or packages. We focus on creating tailor-made, personalised insurance solutions for all our customers. 
• Help in the event of damage or loss
  Our service continues even after an insurance policy has been taken out. We're available to offer our customers advice and practical assistance in the event of damage or loss.
• Long-term partnership
  We focus on long-term relationships with our customers and will often advise them throughout their lives on all insurance-related matters.